Get yourself insured

Insurance requirements vary in accordance with the type and complexity of the goods and/or services requested and Certificates of Insurance may be required.

Insurance can help protect organisations and independent professionals against everyday risks, such as mistakes, stock or premises damage, and legal costs. Some policies can even protect against business interruption and supply chain breakdown.Insurance requirements vary in accordance with the type and complexity of the goods and/or services requested and Certificates of Insurance may be required.

Examples of the types of insurance that may be typically required are:

• Commercial General Liability Insurance

• Automobile Liability

• Umbrella or Excess Liability Coverage

• Cyber Insurance

• Professional Indemnity Insurance

• Public & Products Liability Insurance,

• Employers Liability Insurance Insurance

• Cargo insurance 

Commercial General Liability Insurance is a form of comprehensive insurance that offers coverage in case of damage or injury caused by a business’s operations or products, or on its premises

Automobile liability insurance is a type of insurance that covers damages the insured causes to a third party or their property while driving a vehicle.

Umbrella insurance is often referred to as excess liability insurance. If a policyholder is sued for damages that exceed the liability limits of car insurance, homeowners insurance, or other coverage types, an umbrella policy helps pay what they owe.

Cyber insurance is a form of cover designed to protect your business from threats in the digital age, such as data breaches or malicious cyber hacks on work computer systems.

Professional indemnity insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services you provided or negligent advice you offered.

Public & Products liability insurance protects you against the cost of compensation for Personal injuries caused by your faulty product. Loss of or damage to property caused by your faulty product.

Employers’ Liability Insurance covers the costs of employee claims for illness or injury caused by their work due to employers’ negligence

Cargo insurance typically covers all risks of physical loss of or damage to goods during transit, imports, exports and domestic carriage, including any incidental storage.